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    • Home
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    • Purchase
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    • Resources
      • Commercial Loans
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      • Mortgage Articles
      • Loan Process
      • Credit & You
      • Real Estate Partners
      • Buyers Closing Costs
    • Contact
    • Apply Now

  • Home
  • About Us
  • Purchase
  • Refinance
  • Reverse Mortgage
  • Resources
    • Commercial Loans
    • FL Hometown Heroes
    • Mortgage Articles
    • Loan Process
    • Credit & You
    • Real Estate Partners
    • Buyers Closing Costs
  • Contact
  • Apply Now

Buyers Closing costs

Example: Purchase of CONDOMINIUM

Cash Purchase $150,000.00


Closing Costs

Appraisal Fee $595-$750.00 (Optional if paying cash)

Settlement or closing fee $500.00-$650.00 

Owners Title Policy $825.00

Recording Fees $27.00-$35.00

Home Inspection Fee $300-$500.00 (Optional) 

Realtor Transaction Fee $350-$495.00

Realtor Commission 0-3%


Prepaids 

Property Insurance $1500-$2500

HOA prorations 

Tax Prorations 


Financed Purchase 

Purchase Price $150,000.00

Loan Amount $112,500.00

Loan origination Fee 1-3%

Discount points 1-3%

Underwriting Fee $895-$1595

Third Party Processing Fee $995 


Appraisal Fee $595-$750.00 

Settlement or closing fee $595-$850.00 

Title Search $200.00

Owners Title Policy $825.00

Lender Title Policy $450.00

Title Endorsement $227.50 

Mortgage (Deed of Trust) - Documentary Stamp Tax $393.75

Mortgage (Deed of Trust) - Intangible Tax $225.00

Recording Fees $241.00-$275.00

Home Inspection Fee $300-$450.00 (Optional)

Realtor Transaction Fee $350-$495.00

Realtor Commission 0-3%


Prepaids 

Property Insurance $1500-$2500

HOA prorations 

Tax Prorations 


Monthly Payment 

Principal & Interest 

Property Taxes 

Homeowners Insurance 

Condo association fee 


This is intended to be a guide. Actual fees and figures may vary at 

time of closing. Some fees are based on the loan amount and purchase price . 


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