credit & you
credit bureaus
Equifax: 1-800-685-1111
Equifax.com
Experian: 1-888-397-3742
Experian.com
TransUnion: 1-888-909-8872
TransUnion.com
important factors
Tips to improve credit rating
Pay bills on time
Keep credit utilization below 10 percent
Do not apply for excessive amount of credit
