florida hometown heroes Program

2nd mortgage loan up to 5% of the first mortgage loan (Maximum $35,000.00)

For example, if your first mortgage loan is $250,000 you are eligible for 5% of $250,000 or $12,500.00 

2nd mortgage loan amortized over 30 years

Zero Percent interest rate, Zero percent APR

No monthly payment 

2nd mortgage loan is due and payable if the borrower refinances, sells or transfer title or stops occupying the property.

Middle score of 640

Primary Residence Only 

Eligible full-time workforce, employed by a Florida-based employer. Can be used with the following loan types: FHA, VA, Fannie Mae or Freddie Mac Conventional.

No.