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  • About Us
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  • Refinance
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Why Refinance?

Lower Your Payment

Did you know that refinancing could lower your monthly payment?

Take Cash Out

Did you know you can take cash out from the equity in your property. 

Eliminate Mortgage Insurance

Eliminate Mortgage Insurance

Did you know you may have mortgage insurance if you purchased your property with less than 20 percent down payment?

Pay Off Debts

Change from 30 To 15 Years

Eliminate Mortgage Insurance

Credit card interest rates can be in excess of 28%. Paying off credit cards can save thousands of dollars.

Change ARM to Fixed Rate

Change from 30 To 15 Years

Change from 30 To 15 Years

Adjustable rate loans are become unpredictable and your monthly payment could slowly but surely be increasing. 

Change from 30 To 15 Years

Change from 30 To 15 Years

Change from 30 To 15 Years

Changing the term of your loan to longer period could result in a lower monthly payment. However chaning to a shorter period coould result in higher payments. 

What is Refinance?

Does all refinance make sense?

Does all refinance make sense?

Refinance is simply paying off one loan while simultaneously obtaining another loan with the intention of better terms or cash out.

Does all refinance make sense?

Does all refinance make sense?

Does all refinance make sense?

Not all refinances make sense.  Refinance is questionable when the costs outweigh the benefits.

Should I Refinance?

Does all refinance make sense?

Should I Refinance?

Each person situation is different. You need to analyze your current goals and make an informed decision. 

Documents Required for refinance

The following items are usually required when qualifying for a refinance.

  • Current mortgage statement 
  • Copy of Insurance Declaration Page
  • Copy of current survey
  • Prior title policy
  • Copy of HOA coupon 
  • Income documents (W2 or tax returns)
  • Current paystubs (30 Days) 
  • Copy of identification 
  • Copy of budget (If Condominium)

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17717 Hunting Bow Circle, Lutz, Florida 33558

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